Engineering
Digital Businesses
AutoPay provides end-to-end custom software development, from startup MVPs to massive enterprise platforms, ensuring scalable architecture and security-first development. Process millions of INR transactions with absolute certainty.
Developer-First API Ecosystem
At AutoPay, we believe that integration shouldn't be an afterthought. Our API is RESTful, strictly modeled, and documented with precision. We offer robust SDKs for Node.js, Python, PHP, and Go.
Whether you are initiating IMPS payouts in INR, querying BBPS utility statuses, or triggering an Aadhar eKYC OTP verification, our developer console provides real-time logging, webhook testing environments, and sandbox accounts that mirror production environments perfectly. We maintain strict backwards compatibility, ensuring that your enterprise integrations never break unannounced.
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Idempotency Built-In
Safely retry network requests without the fear of duplicate INR deductions.
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Real-time Webhooks
Instant cryptographic-signed notifications for transaction states and KYC verifications.
Bank-Grade Data Security
Financial data isn't just sensitive; it's heavily regulated. The AutoPay core platform is designed on zero-trust principles. Every byte of PII and financial data is encrypted at rest using AES-256 and in transit using TLS 1.3.
Our cloud infrastructure undergoes rigorous quarterly penetration testing and complies entirely with NPCI guidelines, PCI-DSS standards, and UIDAI L1 requirements. When processing millions of INR, certainty is not optional.
PCI-DSS Ready
Card data vaults and secure tokenization.
UIDAI L1 Registered
Certified for live Aadhar biometric captures.
Omnichannel Analytics
Track your INR transaction volumes, identify payout failures, and manage your API wallet balance on the go. AutoPay's mobile infrastructure is built natively to provide lightning-fast, real-time analytics to CEOs, CFOs, and operational managers.
We don't just provide APIs; we provide comprehensive dashboards for web and mobile. View advanced visual analytics, segment your BBPS revenue streams, track AEPS cash withdrawal trends, and export detailed CSV reports directly from your smartphone. Your business data is always available, securely at your fingertips.
Access the Merchant DashboardIndustries We Empower
Delivering specialized software solutions across key sectors.
Fintech
AEPS, BBPS, DMT, Payment Gateways
E-Commerce
Shopping Platforms, Vendor Panels
Travel
Flight, Bus & Hotel Booking Engines
Education
ERP, Student Portals, LMS
Healthcare
Patient Management, Telemedicine
Unified Financial Stack
A comprehensive suite of RESTful APIs designed for seamless integration. Power your application with robust payment routing, bill fetching, and identity verification.
BBPS Ecosystem
Connect to the Bharat Bill Payment System instantly. Fetch real-time due amounts and process secure payments for over 20,000+ utility providers across India using a single unified API. Support for electricity, water, FASTag, loan repayment, and municipal taxes.
Explore BBPS APIComplete KYC
Automate user onboarding and adhere strictly to AML compliance. Our suite offers instant Aadhar OTP validation, NSDL PAN verification, and Penny Drop bank account validation (generating verified account holder names in real-time).
AEPS Platform
Biometric-driven banking. Facilitate cash withdrawals and balance inquiries using Aadhar authentication for the unbanked populations.
DMT & Payouts
High-throughput routing engine for instant domestic transfers in INR. Automated failovers between IMPS, NEFT, and RTGS for 99.9% success.
Ready to Upgrade Your Infrastructure?
Connect with our core engineering team to discuss your project scope, review API documentation, and acquire sandbox credentials to test INR transaction flows.